CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC)
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 5000
ABSTRACT
This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence bad debt of Money-Deposit Banks. Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security. Finally, it is the opinion of the researcher that the management of the Money-Deposit Banks should prevent the incidence of bad debts in Nigerian Banks.
Related Project Materials
ACCOUNTING INFORMATION, CONCEPTS AND APPLICATION FOR PLANNING AND DECISION MAKING
Abstract
Accounting is a body of knowledge which does not have a gingle definition, vicarious and several actions have c...
An evaluation of the geopolitical implications of desertification in Arewa-Dandi Local Government Area, Kebbi State
Chapter One: Introduction
An investigation of the impact of pricing and marketing challenges on consumer purchase decisions: A study of an FMCG product in Kaduna, Nigeria
Background of the study
FMCG products in Kaduna are subject to intense competition and rapidly changing consumer prefere...
AN ASSESSMENT OF RURAL WATER SUPPLY FACILITIES AND ITS MAINTENANCE MANAGEMENT IN THE BUILSA DISTRICT, GHANA
BACKGROUND OF THE STUDY
The availability of clean and sufficient water supplies for household and indus...
THE IMPACT OF EXCHANGE RATE FLUCTUATION ON THE NIGERIA ECONOMIC GROWTH (1980 – 2010)
ABSTRACT
This research work is centred on the impac...
An Evaluation of the Role of Progressive Ideologies in Women’s Political Representation in Gombe LGA, Gombe State: A Case Study of Female Councilors
Chapter One: Introduction
1.1 Background of the Study...
An Investigation of the Impact of Digital Economy Initiatives on Development in Nigeria
Background of the Study
Digital economy initiatives have emerged as powerful drivers of economic and social transformation...
An assessment of international legal frameworks on environmental sustainability: A case study of the Paris Agreement in Lagos State
Background of the Study
International legal frameworks have increasingly been recognized as essential instruments in promot...
An evaluation of the role of traditional birth attendants in maternal and child health in Sagamu Local Government, Ogun State
Background of the Study:
Traditional birth attendants (TBAs) play a pivotal role in maternal and child hea...
IMAPCTOF NTA ENUGU TELEVISION ADVERTISEMENT ON THE MENTAL DEVELOPMENT OF CHILDREN (A STUDY OF GOLD CIRCLE)
Background of the Study
Television is incorporated within the child‟s experience as it becomes part of the child‟s inner world. In discus...
